These days, people are living longer than ever before. Although this is good news, it also means, when you retire, your money has to last for longer and work harder.
As State provision falls and annuity rates reflect the new longevity, you need to accumulate more during your working life to meet the extra costs of living longer.
Whether you are employed, self-employed, in a partnership or a company director, the fact is that most people retire on less income than they would like. It is vitally important to obtain the right retirement financial planning advice as early as possible.
Usually, the easiest way to start a pension is when you start employment and the company invites you to join their group pension scheme. However, if you have moved jobs several times or are self-employed, this entry point to pension saving can become more difficult or complicated.
‘Our strength is delivering bespoke advice with flexibility’
At Prosperis Ltd, we aim to work with you over the years to ensure your pension and investments are working for you in the best way possible. Our strength is delivering bespoke advice with flexibility, which in turn, allows us to offer a service that is personal to you. As a result, planning your retirement with us puts you in control.
We have set out under the headings below a number of different options currently available. This list is by no means exhaustive and we recommend that you contact one of our qualified advisers to discuss your personal objectives and guide you through the complex area of pensions.
The value of investments can fall as well as rise, you may get back less than you invested.
How can we help?
If you would like advice on a current pension policy or you would like to discuss setting up a new personal pension, please give us a call on 01423 223 640 or complete the enquiry form and we will get back to you to discuss your requirements.